About Insurance Claims
As a consumer in Minnesota, the law clearly states that you have the right to have your vehicle repaired at the shop of your choice. Insurance companies cannot tell you where you must have your vehicle repaired, in fact, such action is considered "steering" and constitutes restraint of trade and is illegal.
Don't Waste Time!
There is no law that requires you to get two or three estimates. When you know who is repairing your vehicle, inform your insurance company immediately. Once your insurance company knows who is performing the repairs, they will work with them to get the process completed.
Facts You Should Know!
NO law requires you to get more than one estimate.
You ARE NOT obligated to use any particular shop to obtain repairs. You choose the shop and authorize the repairs.
You DO NOT have to accept the Insurance Company's appraisal of damage. Check the "Appraisal Clause" in your policy on how to resolve any differences.
You ARE responsible for the cost of repairs. Financial arrangements must be completed before the car can be released.
There is a BIG difference between shops. Any shop can give a lower price by leaving something out or overlooking parts. Our people are "Craftsmen" and will do a good job of restoring your car at a fair price.
Yes, we accept insurance company estimates!
If you already have an insurance estimate, we can work with the estimate to get your vehicle repaired. This type of estimate usually helps to determine a preliminary cost for the repairs. If upon further inspection, your vehicle requires additional parts and/or repairs we will work with your insurance company to make sure the repairs are done correctly, and to your satisfaction.
Thanks...for letting us serve you!